The SETH 5 Star Program provides eligible home buyers a grant for down payments and closing costs when purchasing a home. Buyers also receive a 30 year fixed rate FHA, VA, USDA, or conventional loan. The actual amount of the grant isdetermined by the loan amount and financing selections.

• Available for the entire State of Texas except for Travis Country and the cities of El Paso, Grand Prairie, and McKinney.

• Maximum sales price: $386,400 ($453,100 for conventional financing)

• All buyers must complete the SETH on-line Home Buyers Education Course

• Borrowers must be Income Eligible: See SETHFC.com for income limits.

• Minimum FICO score of 640 required.

NO First Time Home Buyer Requirement

NO Repayment required

NO Recapture Provision

NO Second Lien

For more information, please visit http://www.SETHFC.com